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Medical Cove​rage​​

Ingredion provides medical benefits designed to help you and your family stay healthy and have access to care when you need it. You have two medical plan options available through Blue Cross Blue Shield of Illinois – the Health Reimbursement Plan (HRP) and the Health Savings Plan (HSP). 

Both plans:

  • Pay 100% of the cost of in-network preventive care.
  • Require you to pay non-preventive health care costs at 100% until you reach your deductible.
  • Once the deductible is satisfied, 80% coinsurance or cost sharing begins.
  • Provide you with an account option to help you pay for medical expenses throughout the year (HSA for HSP plan and FSA for HRP plan).
  • Have an out-of-pocket maximum to protect you from medical financial hardships.



Plan FeatureHSPHRP
DeductibleEmployee Only$1,750 $750
Employee + One or More1$3,500 $1,500
CoinsuranceIn-network preventive care100% paid for by the company
Non-preventive care
including specialist
80% paid for by the company2 
20% paid for by you
In-Network Out-of-Pocket MaximumEmployee Only$3,250 $2,500
Employee + One or More$6,500 $5,000
 Savings OptionsHSAFSA


1In the HRP, once the individual deductible is met for one person coinsurance applies for that person's medical expenses.
In the HSP, the entire family deductible must be met before coinsurance applies.
2Services performed at Blue Distinction Centers are covered at 90%

ID Card

Within 2-3 weeks of enrolling for your benefits you will receive a medical id card at your home. Medical ID cards are issued by Blue Cross Blue Shield of Illinois. There are two ways you can request additional or replacement ID cards: 1) call BCBS and a representative can assist you with placing an order or 2) log into your online BCBS account and make an online request for additional ID cards.

Prescription Drug BenefitsHealth Savings Account Critical Illness


Ingredion Rewards Home
2019 Plan Comparisons
Critical Illness Coverage
Health Savings Account
Medical Coverage
Prescription Drug Coverage
Savings and Spending Accounts
BlueCross BlueShield

T: 1 800 458 6024  

HRP: Group #091628

HSP: Group #979588

Health Savings Account (HSA)

T: 1 800 544 3716

2018 BCBS Booklet HCA_HRP
2018 BCBS Booklet HSA_HSP
2019 Marketplace Exchange Notice
2019 Summary of Benefits Coverage - HRP
2019 Summary of Benefits Coverage - HSP
BCBS 2018 Adult Wellness Guidelines
BCBS 2018 Childrens Wellness Guidelines
BCBS 24 Hour Nurseline
BCBS Access Mobile App
BCBS Be a Smart Health Care Shopper
BCBS Blue Access for Members Registration
BCBS Blue Care Connection Condition Management
BCBS Blue Care Connection Weight Management
BCBS Blue365 Discount Program
BCBS Fitness Program Membership
BCBS Global Core Member II
BCBS Global Core Member
BCBS Medical Claim Form
BCBS Overview of Blue Care Connection Benefits
BCBS Special Beginnings
BCBS Understanding Your EOB
MDLIVE Virtual Visits Presentation Recording
MDLIVE Virtual Visits Presentation