The critical illness benefit through MetLife is automatically provided to participants that enroll in the HSP medical plan and may be purchased by employees in the HRP plan or by those who waive medical coverage.
The rate for employees who purchase coverage is based on their age when enrolled. This $3,000 benefit provides you and your covered dependents with financial assistance when certain illnesses occur. Covered health conditions include, but are not limited to: cancer, heart attack, stroke, and kidney failure.
A complete list of covered conditions and benefit payout amounts can be found in the document below. Critical Illness is not intended to be a substitute for medical coverage.
To file a critical illness claim, log into your account at www.metlife.com/mybenefits.